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Product solutions

Protection that closes — and pays claims

A full F&I menu for automotive, powersports, watercraft, RV, and golf-cart rooftops. Customized by store, not copied from a binder.

Vehicle service contracts

Comprehensive coverage options that help protect customers from unexpected repair costs.

For the dealer

The primary PVR driver on most menus. Structured so producers can present it with confidence and customers can see the value.

For the customer

Budgetable protection against major mechanical failure after the factory warranty.

  • Multiple term, mileage, and deductible structures
  • Exclusionary and stated-component programs
  • Producer training and menu integration
  • Claims support that protects CSI

Paintless dent repair

Fast, convenient repairs for minor dents and dings that keep vehicles looking their best.

For the dealer

A high-close, easy-to-explain product that protects appearance — and residual value — without a heavy claims story.

For the customer

Door dings and minor hail no longer mean a body-shop visit or a surprise appraisal hit.

  • Convenience-first claims experience
  • Strong attachment on new and CPO units
  • Pairs cleanly with appearance packages

GAP protection

Protects customers from negative equity exposure after a total loss and keeps them financially secure.

For the dealer

Essential on longer terms and high-LTV deals. A simple story at the desk and a real save when a unit is totaled.

For the customer

Covers the gap between insurance settlement and what is still owed — so a total loss is not a second financial hit.

  • High close-rate on 72+ month terms
  • Clear presentation language for producers
  • Helps prevent deficiency-balance surprises

Key replacement

Reimbursement for lost, stolen, or damaged keys and key fobs — modern vehicles, modern protection.

For the dealer

Modern fobs routinely cost hundreds of dollars. This is an easy yes that customers remember when they need it.

For the customer

A lost fob does not become a four-figure emergency.

  • Built for proximity and smart keys
  • Low-friction reimbursement
  • Strong CSI moment after a loss

Tire & wheel protection

Coverage for road-hazard damage to tires and wheels caused by everyday driving conditions.

For the dealer

Everyday roads create everyday claims. A practical product that gets used — and talked about — more than most.

For the customer

Nails, potholes, and curb rash are covered instead of coming out of pocket.

  • Repair or replacement pathways
  • Fits city, highway, and off-road use cases
  • Easy add to bundled packages

Lease-end protection

Helps customers avoid unexpected excess wear-and-tear charges at lease turn-in.

For the dealer

Protects the lease customer and the store’s relationship at the moment they decide whether to buy, lease again, or leave.

For the customer

Turn-in charges stop being a surprise. The last impression of the store is a clean one.

  • Wear-and-tear exposure covered
  • Supports conquest and loyalty at term-end
  • Simple story on every lease delivery

Windshield protection

Repair or replacement benefits to help customers avoid out-of-pocket expenses and stay safe on the road.

For the dealer

ADAS-calibrated glass is expensive. This product is more relevant now than it has ever been.

For the customer

A cracked windshield is repaired or replaced without a painful deductible surprise.

  • Repair-first, replace when needed
  • Relevant to camera-equipped windshields
  • High perceived value, modest premium

Bundled protection packages

Customizable packages designed to increase product penetration and deliver exceptional value.

For the dealer

Packages raise penetration without turning the desk into a product-by-product grind. Built around the rooftop, not a national template.

For the customer

Better coverage at a clearer price — one decision instead of seven.

  • Mix-and-match by franchise and unit type
  • Menu and presenter support
  • Designed to lift PVR and CSI together

Industries served

Built for more than four wheels

Motorcycle, ATV/UTV, personal watercraft, RV, and golf-cart deals need coverage that matches how the unit is actually used.

  • Automotive

    New and used auto rooftops — the core of most F&I menus.

  • Powersports

    Motorcycles, ATVs, UTVs, and off-road equipment.

  • Personal watercraft

    PWC and marine units that need coverage built for the water.

  • RV

    Towables, motorhomes, and destination units with unique exposure.

  • Golf cart

    Street-legal and course carts — a growing, underserved menu.

Ready to rebuild the menu?

A 30-minute dealer review covers product mix, claims, training, and pricing for your rooftops.

Schedule a dealer review